# Terms of Service
_Last updated: 2026-04-10_
## 1. Overview
These Terms of Service ("Terms") govern your access to and use of Clarity Ledger. By creating an account or using the service, you agree to these Terms.
## 2. Eligibility
You must have the authority to bind the organization you represent. If you are using Clarity Ledger on behalf of an entity, you agree to these Terms for that entity.
## 3. Use of the Service
You agree to use the service in compliance with applicable laws and not to misuse or interfere with the platform.
## 4. Data Sources and Integrations
When you connect external data sources (such as Xero or QuickBooks), you authorize Clarity Ledger to access those accounts for the purpose of delivering the service. You are responsible for maintaining valid access to those accounts.
## 5. AI Commentary (Optional)
If you enable AI commentary features, Clarity Ledger may send report summaries to a third-party AI provider to generate narrative insights. We do not use Xero API data to train AI or machine learning models.
## 6. Termination
We may suspend or terminate access if you violate these Terms or if required for legal or security reasons.
## 7. Changes to These Terms
We may update these Terms from time to time. If we make material changes, we will prompt you to review and accept the updated Terms.
## 8. Contact
For questions about these Terms, contact support at support@clarityledger.com.